Finance
Verifiable trust infrastructure for financial services
European financial regulation is converging on operational resilience, open banking trust, and verifiable communication. Organisations that build trust infrastructure now will meet DORA, PSD3, and cross-border requirements from a position of strength -- not reaction.
Discuss financial trust infrastructureFinancial institutions face three converging mandates: operational resilience under DORA, open banking trust requirements under PSD3/PSR, and ICT risk management that European Banking Authority data shows costs the sector EUR 6.5 billion annually. Each requires verifiable trust at every institutional boundary. The architectural approach proven in Swiss healthcare applies directly to financial messaging, transaction verification, and regulatory reporting. GLEIF was established as an infrastructure to address these systemic risks, and its vLEI -- built on the same cryptographic foundation as Vereign's DKMS -- is now in production, validating verifiable organisational identity at global scale.
Regulatory drivers
DORA
Digital Operational Resilience Act mandating ICT risk management, incident reporting, and third-party oversight for all EU financial entities from January 2025.
22,000+ financial entities in scope
PSD3/PSR
Payment Services Directive 3 and Payment Services Regulation strengthening open banking trust frameworks and requiring verified communication between payment service providers.
EUR 6.5 billion annual bank ICT losses (EBA)
EBA ICT Risk Framework
European Banking Authority guidelines on ICT and security risk management requiring financial institutions to ensure integrity and authenticity of critical communications.
30% increase in cyber attacks on financial sector (FINMA)
Scaling verifiable organizational identity to millions of entities requires more than standards -- it requires committed ecosystem partners who can turn protocol into product. The companies building on KERI and the vLEI framework are translating decentralized trust from concept into infrastructure that enterprises can actually deploy.
Solution overview
Verifiable trust infrastructure for financial services means every message exchanged between institutions carries cryptographic proof of origin, integrity, and authorisation -- without relying on a central trust authority. This architectural capability sits between existing banking systems, making inter-institutional communication verifiable by design. Transaction verification, regulatory reporting, and cross-border messaging all benefit from the same trust layer.
See how it works →Proven at scale
Healthcare proved the architecture at scale. HIN -- operator of Switzerland's health information network -- processes over 800,000 verified messages per month through 850+ gateways serving 30,000+ healthcare institutions. The same gateway mesh architecture that verifies healthcare communications applies to financial messaging: organisational boundary trust, message integrity verification, and compliance attestation operate identically regardless of sector.
800,000+
verified messages per month
850+
gateways across Swiss healthcare
30,000+
GP offices and healthcare institutions
The architectural properties that make healthcare trust work -- decentralised key management, no single point of failure, cross-institutional verification -- are the same properties financial regulators now mandate under DORA.
Reference architecture
Click to expand diagram
How to engage
Work with Vereign directly
For organisations that want to scope and deploy trust infrastructure with Vereign's engineering and advisory team. Ideal for first movers and organisations with in-house technical capacity.
Explore services →Work through a partner
For organisations that prefer to work with a consultancy already trained on Vereign's trust infrastructure. Partners provide sector expertise alongside deployment capability.
See the partner programme →Scope a trust infrastructure deployment for financial services
Whether you are assessing DORA readiness or planning operational resilience infrastructure, we can help you define the right architecture for your financial institution.